TSB has raised selected fixed-rate loans across its residential, product transfer and additional borrowing ranges by up to 15 basis points.
The high street banks changes cover:
Residential
- Two-year first-time buyer and home mover fixes between 80% loan to value and 85% LTV, with a £995 fee, rise by 10bps
- Two-year first-time buyer and home mover fixes between 85% LTV and 90% LTV, rise by 10bps
- Five-year first-time buyer and home mover fixes between 75% LTV and 85% LTV, with a £995 fee rates, rise by up to 10bps
- Five-year first-time buyer and home mover fixes between 85% LTV and 90% LTV rates, rise by 10bps
Product transfer
- Residential five-year fixes up to 75% LTV, rise by up to 15bps
Additional borrowing
- Residential five-year fixes up to 75% LTV, rise by up to 15bps
NatWest and Virgin Money also lifted fixes yesterday as swap rates have risen in recent weeks.
A two-year Sonia swap was 4.450% on 14 February, up from 4.092% on 15 January, according to Chatham Financial. Five-year rates have risen to 3.892% from 3.530% over the same period.
